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Smaller Loans

Loans from £25,000 - £100,000

NPIF II – GC Business Finance & River Capital Smaller Loans Fund

At GC Business Finance, we know that trust and long-term relationships are key to your success as a broker. That’s why we’re offering you the chance to join our Northern Powerhouse Investment Fund (NPIF) Smaller Loans referral scheme, designed to help you build lasting client relationships through genuine, impartial lending.

Why Partner with Us?

As part of our broker network, you’ll have access to a no-commission, transparent lending model that puts your clients first. By offering true value to your clients, you’ll stand out as a trusted advisor, helping them secure the finance they need, without hidden fees or commission-driven advice.

What’s In It For You?

Enhance Your Reputation: Offering no-commission loans sets you apart. Clients appreciate transparency, and by providing genuinely impartial advice, you’ll build deeper trust with them.

Long-Term Client Relationships: Our model focuses on client satisfaction and retention, fostering repeat business. Your clients will know they’re getting the best deal.

Hassle-Free Referrals: With our simple and streamlined referral process, you’ll save time on admin, making it easier to bring clients on board and focus on what matters— growing their business.

Support for SMEs in the North of England: The NPIF II Smaller Loans Fund is designed to support the businesses that are the backbone of the regional economy. By joining us, you’re empowering SMEs with crucial funding that drives regional growth.

FCA Regulated Lender: We are an FCA-authorised and regulated lender, offering you peace of mind that your clients are in safe hands with a trusted and compliant funding partner.

*Referrals are on a no-commission basis.

How Does Our Smaller Loans Fund Benefit Your Clients?

Our loans cater to businesses at various stages of growth, from start-ups to established SMEs. Whether your clients need funding to expand operations, purchase new equipment, or manage cash flow, our smaller loans can help them reach their goals.

Who Is Eligible?

Our NPIF II Smaller Loans Fund is available for SMEs across the North of England. We are particularly focused on supporting businesses that may struggle to access traditional finance, whether they’re starting up or looking to expand.

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Representative example:

18.40% APR* Representative based on a loan of £48,000.00 repayable over 60 months at an interest rate of 15.0% per annum (fixed) -  by 60 Monthly payments of £1,142.67, total amount payable £71,920.20, which includes the loan arrangement fee of 2% and 1% annual monitoring fees totalling £3,360.00.

*APR means annual percentage rate of interest charged against your loan which is a combination of Fixed Fees, a Fixed Rate Cost of Funds (Fixed) and an interest margin which is fixed for the term of the loan.

This is only an example your actual rate will vary based on your circumstances.

NPIF II – GC Business Finance & River Capital Smaller Loans is delivered in partnership with GC Business Finance and River Capital across the North West.
River Capital

River Capital, part of the MSIF group, supports small and medium sized businesses across the North West to accelerate growth and achieve their full potential and fuel ambition through flexible funding solutions.

Through our people, expertise and proven track record backed by £140m under management, we bring the energy and opportunity to businesses seeking either equity or debt funding to grow and bring prosperity to the North

To learn more about River Capital visit.

NPIF II Smaller Loans NW LP023615 registered in England, is jointly managed by BFS Funding Managers Limited and River Capital Management Limited.  BFS Funding Managers Limited is registered in England, with company number 08714352, authorised and regulated by the Financial Conduct Authority (FCA), FRN 608682. River Capital Management Limited is registered in England, with company number 03099944, authorised and regulated by the Financial Conduct Authority (FCA) FRN 180891.