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Start Up Loans from £500 - £25,000!

Are you a budding entrepreneur with a brilliant idea but struggling to secure the financial support needed to turn your dreams into reality? Look no further! GC Business Finance Start Ups is part of a national network of business support partners providing Start Up Loans. Find out more here.

A Start Up Loan is a personal loan for business purposes, applicants must be aged 18 or over at the time of the application. All owners or partners in a business can individually apply for up to £25,000 each, with a maximum of £100,000 available per business.

Eligibility

  • Applicants must be at least 18 years of age.
  •  You’re starting a new business or have been trading for up to 36 months.
  • You’re unable to secure finance from a traditional bank (self -declaration is ok)
  •  Based in the UK
  • Your business type and loan purpose is eligible under terms of the scheme
  • A credit check is necessary as part of the application.
  • 1 – 5-year loan repayment term
  • You have the right to work in the UK.

How It Works

  • Apply: Check your eligibility using out simple online application form, and our team will be in touch to let you know what is required.
  • Pre-application support: Our advisors are on hand to guide you through the templates provided for a business plan, cashflow forecast and personal survival budget.
  • Submission: After finalising your application with one of our advisors, your loan will be submitted for approval.
  • Approval: Once approved, you'll receive your loan offer, including details on interest rates and repayment terms.
  • Funding: Upon acceptance of your loan offer, the funds will be deposited into your account.
  • Launch: With your financing secured, it's time to put your business plan into action.
  • Grow: Whether it's an unexpected opportunity or part of your business's growth plan, you may need additional financing. That's why we offer Start Up Loan recipients the option to apply for a Second Loan. We also provide guides and resources designed to help you scale and succeed.

Ready to Take the First Step?

Your journey begins here. GC Business Finance Start Ups is your trusted partner in turning your business dreams into reality. Don't let financial constraints hold you back any longer. Apply now and take the first step towards building the business you've always envisioned.

Remember, every great business started as an idea. Let us help you turn your idea into a thriving reality.

Apply Today and Unlock Your Potential!

Who should apply?

Individuals who are starting a business or who have been trading for less than 36 months.

Additional information

Quick decisions and positive results. 

We provide personal loans for business start-up from £500 to £25,000 at a fixed rate of 6% per annum, with no setup or early repayment fees, coupled with a package of support that includes:

  • Support with business plans and cash flow forecasts
  • Start-up workshops and one-to-one business support
  • A professional business mentoring service, post loan

 

Find out what your loan could look like

I'd like to borrow

£500
£25000

And pay over

12 months
60 months

Borrow £ over months

Fixed Rate %

Will cost £ per month

Total amount payable: £

Apply Now

6.2% APR* Representative based on a loan of £10,000 repayable over 60 months at an interest rate of 6.0% per annum (fixed).  60 Monthly repayments of £193.47, total amount payable £11,608.20.

*APR means annual percentage rate of interest charged against your loan which is a combination of Fixed Rate Cost of Funds (Fixed) and an interest margin which is fixed for the term of the loan.

This is only an example your actual rate will vary based on your circumstances.